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	<title>Coldwell Banker Country Estates</title>
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		<title>Signs of Stability</title>
		<link>http://www.cbcountry.com/blog/signs-of-stability.html</link>
		<comments>http://www.cbcountry.com/blog/signs-of-stability.html#comments</comments>
		<pubDate>Mon, 15 Mar 2010 16:27:20 +0000</pubDate>
		<dc:creator>Val D. Pendleton</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://cbcountry.com/blog/?p=114</guid>
		<description><![CDATA[The U.S. housing market continues to show signs of stabilization with a drop in the number of Multiple Listing Service (MLS)-listed homes for the twelfth consecutive month. The number of single family homes and condos listed for sale according to MLS data decreased in June 2009 from May by 2.1%, bringing the total number of [...]]]></description>
			<content:encoded><![CDATA[<p>The U.S. housing market continues to show signs of stabilization with a drop in the number of Multiple Listing Service (MLS)-listed homes for the twelfth consecutive month. The number of single family homes and condos listed for sale according to MLS data decreased in June 2009 from May by 2.1%, bringing the total number of active listings in 28 major U.S. markets to 696,858, according to national real estate brokerage ZipRealty. Real estate for sale in wyoming-star valley-is still experiencing high numbers of listings.</p>
<p>Additionally, ZipRealty tracked an increase in the median list price in the 28 markets to $270,440 in June from $270,027 in May. Despite the sequential increase the median list price still decreased 2.72 percent when compared to June 2008. Real estate for sale in wyoming prices is still holding strong.</p>
<p><strong>Other highlights from ZipRealty’s Housing Inventory Index, compiled from local Multiple Listing Service (MLS) data, for June 2009 include: </strong></p>
<p>-Las Vegas, Los Angeles and Phoenix all recorded a decline in inventory which may have contributed to some homes receiving multiple bids.<br />
-Median list prices have flattened or increased in Las Vegas, Phoenix, San Francisco Bay Area and Los Angeles, pointing toward stabilization in those areas.<br />
-While South Florida has substantially fewer homes for sale than last summer, housing inventory there is plentiful. For example, Miami has 27.1% more homes listed for sale compared to Los Angeles even though Miami has a significantly smaller population than Los Angeles.<br />
-California is seeing the most dramatic inventory declines with massive year-over-year inventory reductions: Los Angeles saw a 53.9% decrease year-over-year while Bakersfield/Fresno tracked a 56.2% decrease.<br />
-Several major metros that have been hit hardest by foreclosures had limited inventory in June 2009, which is at levels not seen or experienced in years.</p>
<p>Homes in Star Valley are starting to see an increase in foreclosures this summer, but we think that the overall percentage in still well below the national average.</p>
<p>“‘Affordability’ has been the buzz word in real estate this summer, and with a significant number of listed homes bank-owned, we’re seeing instances in some areas of banks dropping prices to generate more offers from buyers,” said ZipRealty President and CEO Patrick Lashinsky. “If the number of home listings continue declining and buyer interest and activity remains strong, we should see sales prices and home values increase as we head into the fall. Real estate in Wyoming hopefully will remain strong and will catch the benefits of these states that are rebounding.</p>
<p>”&#8221;Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  <a href="http://www.cbcountry.com">http://www.cbcountry.com</a>for a complete list of inventory offered by Coldwell Banker Country Estates or email us at <a href="mailto:val@cbcountry.com">val@cbcountry.com</a> If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
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		<title>What kind of deed do you need? Tips from Star Valley Wyoming</title>
		<link>http://www.cbcountry.com/blog/what-kind-of-deed-do-you-need-tips-from-star-valley-wyoming.html</link>
		<comments>http://www.cbcountry.com/blog/what-kind-of-deed-do-you-need-tips-from-star-valley-wyoming.html#comments</comments>
		<pubDate>Mon, 15 Mar 2010 16:27:01 +0000</pubDate>
		<dc:creator>Val D. Pendleton</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://174.36.37.153/~cbcountr/blog/?p=119</guid>
		<description><![CDATA[A deed is the document that transfers ownership of real estate in wyoming. It contains the names of the old (Grantor) and new (Grantee) owners along with a precise and accurate legal description of the properties and a description of the ownership rights which are being transferred.  The deed is signed by the person (s) [...]]]></description>
			<content:encoded><![CDATA[<p>A deed is the document that transfers ownership of real estate in wyoming. It contains the names of the old (Grantor) and new (Grantee) owners along with a precise and accurate legal description of the properties and a description of the ownership rights which are being transferred.  The deed is signed by the person (s) transferring the property (Grantor). You can&#8217;t transfer real estate without having something in writing, which is almost always a deed.  It is essential that all information on a deed be 100% accurate.  A deed must be notarized.</p>
<p>Once a deed is recorded with the county clerk, you have given the world notice that you own the property and the original document is no longer needed to prove ownership.</p>
<p>The most common types of deeds are:</p>
<p>A quitclaim deed transfers whatever ownership interest a person has in a property. It makes no guarantees about the extent of the person&#8217;s interest. Quitclaim deeds are commonly used by divorcing couples; one spouse signs all his or her rights in the couple&#8217;s real estate in Wyoming over to the other. This can be especially useful if it isn&#8217;t clear how much of an interest, if any, one spouse has in property that&#8217;s held in the other&#8217;s name. (However, a quitclaim deed doesn&#8217;t relieve the individual transferring ownership from the mortgage, if there is one.)</p>
<p>Quitclaim deeds are also frequently used when there is a &#8220;cloud&#8221; on title &#8212; that is, when a search reveals that a previous owner or some other individual, like the heir of a previous owner, may have some claim to the property. The individual can sign a quitclaim deed to transfer any remaining interest.</p>
<p>A grant deed transfers ownership and implies certain promises &#8212; that the title hasn&#8217;t already been transferred to someone else or been encumbered, except as set out in the deed.</p>
<p>A warranty deed transfers ownership and explicitly promises the buyer that the transferor (Grantor) has good title to the property and that it is free of undisclosed liens or claims of ownership. The transferor guarantees that he or she will compensate the buyer if that turns out to be wrong. The warranty deed may make other promises as well, to address particular problems with the transaction.  This is the type of deed that most purchasers should want to receive. This deed can be ask for when purchasing real estate in Wyoming.</p>
<p>A special warranty deed is not nearly as protective of the buyer as is the general warranty deed. The grantor of a special warranty deed warrants that they have received title. And, the grantor warrants, unless noted specifically in the deed, that the property was not additionally encumbered during their period of ownership beyond what has been disclosed.  The grantor of the special warranty deed, in effect, only warrants the title against their own actions or omissions. They warrant nothing prior to their taking title. If specifically stated in the deed, other warranties can be conveyed. Special warranty deeds are frequently used by executors and trustees.</p>
<p>You should obtain legal counsel if you aren’t sure which type of deed is best for your situation.</p>
<p>&#8220;Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  http://www.cbcountry.com for a complete list of inventory offered by Coldwell Banker Country Estates or email us at val@cbcountry.com If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
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		<title>Men and Women buying a home.</title>
		<link>http://www.cbcountry.com/blog/men-and-women-buying-a-home.html</link>
		<comments>http://www.cbcountry.com/blog/men-and-women-buying-a-home.html#comments</comments>
		<pubDate>Mon, 15 Mar 2010 16:26:35 +0000</pubDate>
		<dc:creator>Val D. Pendleton</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://174.36.37.153/~cbcountr/blog/?p=121</guid>
		<description><![CDATA[To Arrange an Interview with Consumer Spokesperson Diann Patton and Get Tips for Couples in the Home Buying Process in Star Valley Wyoming, Please Contact:
Val D. Pendleton
Coldwell Banker Country Estates
307-880-7000
val@cbcountry.com
COLDWELL BANKER REAL ESTATE SURVEYS 1,000 MEN AND WOMEN TO DISCOVER GENDER DIFFERENCES IN THE HOME-BUYING PROCESS
Survey Finds that While Couples Make Real Estate Buying Decisions [...]]]></description>
			<content:encoded><![CDATA[<p>To Arrange an Interview with Consumer Spokesperson Diann Patton and Get Tips for Couples in the Home Buying Process in Star Valley Wyoming, Please Contact:</p>
<p>Val D. Pendleton</p>
<p>Coldwell Banker Country Estates</p>
<p>307-880-7000</p>
<p>val@cbcountry.com</p>
<p>COLDWELL BANKER REAL ESTATE SURVEYS 1,000 MEN AND WOMEN TO DISCOVER GENDER DIFFERENCES IN THE HOME-BUYING PROCESS</p>
<p>Survey Finds that While Couples Make Real Estate Buying Decisions Together, Women Make Up Their Minds Significantly Faster than Men.</p>
<p>We, at Coldwell Banker Country Estates found this information very interesting and hope that if you are considering real estate in star valley, Thayne, Bedford, Alpine, Afton, or Star Valley Ranch, you will give us the chance to assist you with your star valley real estate needs.</p>
<p>PARSIPPANY, N.J. (August 17, 2009) –   It often seems as though men and women are from different planets, but every day millions of couples navigate through day-to-day and even life-altering decisions. Because buying a home is the biggest purchase most people will make in their lifetime, Coldwell Banker Real Estate LLC surveyed 1,000 individuals to discover how much men and women differ in the home-buying process.</p>
<p>The real estate company engaged a third-party research firm, International Communications Research (ICR), to delve into the innerpsyche of men and women, asking questions such as “How long did it take for you to know that the last home you purchased was right for you?” and “If you found the home of your dreams but had concerns about its security, would you still be interested?” Coldwell Banker Real Estate also surveyed couples on additional topics, such as “Who wears the pants in the relationship?” when it comes to making major financial decisions.</p>
<p>“The results were surprising,” said Diann Patton, the Coldwell Banker consumer real estate expert. “Not only did we uncover some of the inherent differences between men and women, but we also pinpointed a number of ways that the two genders are actually the same. For example, both men and women are increasingly concerned with having a space to work in their homes – something we would not have seen 40 years ago.” She continued, “We also found that feeling insecure about a home’s safety is a deal-breaker for most people, regardless of gender.”</p>
<p>Patton noted this topic is particularly timely given that many first-time homebuyers are hoping to take advantage of the $8,000 tax credit before it expires on December 1, 2009.</p>
<p>Below are some key highlights from the Coldwell Banker Real Estate study:</p>
<p>Women may be inclined to make up their mind more quickly than men …</p>
<p>When asked how long it took before they knew their home was “right” for them, almost 70 percent of women had made up their mind the day they walked into the house, vs. 62 percent of men. Conversely, significantly more men needed two or more visits: (32 percent of men vs. 23 percent of women).</p>
<p>Women would rather live closer to their extended family than to their job …</p>
<p>55 percent of women find it more important to be closer to their extended family (those that do not live in their household) than to their job, compared to only 37 percent of men.</p>
<p>A home’s security is a deal-breaker for both men and women …</p>
<p>64 percent of women said that if they found the home of their dreams but had concerns about its security, they would no longer be interested. More than half of men agreed (51 percent).</p>
<p>Couples say that no one “wears the pants in the relationship” in terms of major financial decisions …</p>
<p>When asked who wears the pants in the relationship (when it comes to major financial decisions, such as purchasing a home), almost 70 percent of respondents living with their significant other said it’s actually mutual.</p>
<p>However, 23 percent think that they, themselves, wear the pants in the relationship, not their partner. More men than women said this (26 percent vs. 20 percent, respectively).</p>
<p>Men and women agree on how they would use a spare room, for the most part …</p>
<p>When the respondents were asked how they would use an extra 12 x 12 room if it could be anything they wanted, men and women agreed on the top three most popular, and very practical, responses:</p>
<p>Bedroom: 25 percent</p>
<p>Office/Study: 15 percent</p>
<p>Family Room / Den: 11 percent</p>
<p>However, men really do want a “Man Cave”…</p>
<p>Interestingly, out of the 8 percent who indicated they would turn that spare room into an entertainment center, it was a preponderance of men leading the charge.  In fact, four times as many men as women said they would use the extra space for recreation / entertainment.</p>
<p>In addition to providing background on the survey results, Patton is able to offer tips for couples who are currently going through the process of buying a home.  “These results further validate how critical it is for couples to recognize each other’s differences and work together, from deciding a neighborhood to how to use a spare room,” she said. “Online tools and the expertise of a real estate professional can be particularly helpful for couples, especially if they work together step-by-step along the way.”</p>
<p>Methodology: Coldwell Banker Real Estate engaged ICR to conduct an omnibus survey via telephone in May 2009, among more than 1,000 respondents.</p>
<p>About Coldwell Banker Real Estate LLC</p>
<p>Since 1906, the Coldwell Banker® organization has been a premier full-service real estate provider. In 2008, Franchise Times magazine’s prestigious Top 200 issue ranked the Coldwell Banker system No. 1 in real estate for the ninth straight year and 12th among franchisors in all industries. The Coldwell Banker System has approximately 3,200 residential real estate offices and approximately 100,000 sales associates in 47 countries and territories. The Coldwell Banker System is a leader in the industry in residential and commercial real estate, and in niche markets such as resort, new homes and luxury property through its Coldwell Banker Previews International® division. It is a pioneer in consumer services with its Coldwell Banker Concierge® Service Program and award-winning Web site, www.coldwellbanker.com. Coldwell Banker Real Estate LLC is a subsidiary of Realogy Corporation, a global provider of real estate and relocation services. Coldwell Banker® is a registered trademark licensed to Coldwell Banker Real Estate LLC. Each office is independently owned and operated.</p>
<p>Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  http://www.cbcountry.com for a complete list of inventory offered by Coldwell Banker Country Estates or email us at val@cbcountry.com If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
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		<title>Star Valley Wyoming Foreclosure Properties</title>
		<link>http://www.cbcountry.com/blog/star-valley-wyoming-foreclosure-properties.html</link>
		<comments>http://www.cbcountry.com/blog/star-valley-wyoming-foreclosure-properties.html#comments</comments>
		<pubDate>Mon, 15 Mar 2010 16:25:25 +0000</pubDate>
		<dc:creator>Val D. Pendleton</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://174.36.37.153/~cbcountr/blog/?p=123</guid>
		<description><![CDATA[Buying a foreclosure often is appealing to buyers trying to stretch their dollars. It’s finding a good one can that can be a challenge. Foreclosure properties in Star Valley Wyoming have been virtually nonexistent in the past, but as of Nov. 3, 2009 there have been 106 reported such properties since the beginning of the year.
“The vast [...]]]></description>
			<content:encoded><![CDATA[<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;"><a href="http://rismedia.com/wp-content/uploads/2009/10/lead-10-05-foreclosure.jpg"><img style="max-width: 100%; float: left; margin-top: 0px; margin-right: 7px; margin-bottom: 2px; margin-left: 0px; display: inline; padding: 4px; border: initial none initial;" title="lead 10 05 foreclosure" src="http://rismedia.com/wp-content/uploads/2009/10/lead-10-05-foreclosure.jpg" alt="lead 10 05 foreclosure" width="265" height="198" /></a>Buying a foreclosure often is appealing to buyers trying to stretch their dollars. It’s finding a good one can that can be a challenge. Foreclosure properties in Star Valley Wyoming have been virtually nonexistent in the past, but as of Nov. 3, 2009 there have been 106 reported such properties since the beginning of the year.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">“The vast majority of the banks don’t want us to advertise them as ‘bank-owned’ because it comes with a negative connotation,” said Ryan Melvin, co-owner of More Realty Group in Las Vegas.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">That means no sign on the front lawn indicating the home is anything other than a traditional sale. A buyer probably won’t find a property advertised as a foreclosure on marketing materials, said Melvin, who specializes in real-estate owned properties, or REOs, those that have been reclaimed by a bank, typically after an unsuccessful foreclosure auction.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Plus, in some markets, including Las Vegas, foreclosure inventory is actually down compared with last year as government programs attempt to keep owners in their homes and banks aren’t putting as many homes on the market, Melvin said. That’s making it harder for buyers to snag a foreclosure, and those paying with cash often win a bid over someone who needs financing.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">If you’re considering the purchase of a home that is now owned by a bank, it’s also important to know at the outset just how much work you’re in for — and how much it is going to cost you. Many foreclosures are in various states of disrepair; some of the fixes are cosmetic, but some can be extensive.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Those looking for the best deal probably shouldn’t rule out non-foreclosure properties, either, said Mark Goldman, a mortgage broker with Cobalt Financial Corp., and a real estate lecturer at San Diego State University. Sometimes, people set their sights on bank-owned properties “like the word ‘foreclosure’ equals ‘good deal,’” he said.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">And that’s not always true.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">One option for finding foreclosure listings: Go straight to the bank for foreclosure real estate for sale in wyoming.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Lender Web sites, such as those operated by Bank of America, Chase and Citibank, will list the properties the financial institution has reclaimed when borrowers defaulted. To find a list, simply do a Web search for REOs and the name of the lender. Contact information for the property’s listing agents is usually provided for each entry.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">For a fee, other sites will hunt down properties for you. RealtyTrac.com, which helps people find foreclosure and pre-foreclosure properties, charges $49.95 a month, after a free seven-day trial. The company also recently launched BankHomesDirect.com, which charges $19.95 per month and lets people search just for REOs.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Foreclosures.com charges $49.95 per month, after a free seven-day trial.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Otherwise, you might want to enlist the help of a realty agent. Someone who works regularly with REOs might be able to track down the properties more easily than a traditional agent. Melvin is a member of the National REO Brokers Association, nrba.com, which has a searchable database of brokers on its site. There’s also the REO Network, reonetwork.com, which connects buyers with those who specialize in selling REOs.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Lenders aren’t held to the same disclosure requirements as sellers who have lived in the home, mainly because the lender hasn’t occupied the home to notice leaks or other problems. For that reason, an inspection is crucial and with our cold winters in star valley wyoming, vacant homes can have various problems not considered in other areas, like broken pipes and water damage.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">“If there are lessons out of the last couple of years, it’s certainly buyer beware,” said Dan Steward, president of the home inspection firm Pillar to Post, which has a U.S. headquarters in Tampa, Fla.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">“We have all heard the stories of people ripping the copper pipe and wiring out … people have literally gone to the light switch, disconnected the wire from the switch box and have pulled the wire through the drywall,” Steward said. Some have ripped out toilets and kicked in walls or left water faucets running before they left the house, often out of anger.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">You don’t need to be told the toilet is gone, but an inspector can tell if there is damage 20 feet down the water line because of the way that toilet was ripped out, he said.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Other issues could pop up due to the property being vacant. Large banks will often hire a field service to cut the grass, shovel the snow and winterize a home, yet when homes aren’t occupied it’s harder to catch small problems before they become big ones.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">“When we live at home or drive the car, if something is off we notice it. We notice it and we deal with it,” Steward said. When a place is unoccupied, pests could become an issue. If you were living in a home, a nest of raccoons probably wouldn’t be able to find a home in your crawlspace—not for long, anyway.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">A neighborhood environmental report might also be worthwhile, he said, which could reveal if the property was the site of a drug lab, for example. When a meth lab is operating in a home, air quality issues can arise; when a home was used for growing marijuana, there is a tendency for mold problems from the high humidity, Steward said.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">The time it takes to complete the sale can vary from lender to lender. In some cases, the process goes smoothly, Goldman said. Other lenders are disorganized.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">“It really depends on who you’re doing business with,” Goldman said.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">But for your best chance at having an offer accepted and for a quick closing process, have everything in order before making the offer, said Duane Andrews, CEO of Clear Capital, a company that provides valuation products for the mortgage and lending industries. That includes having the financing firmed up and writing a clean offer — for example, asking for new oven racks as part of the deal could peg you as a demanding buyer who will be annoying to deal with, he said.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">“What this tells the seller is this guy is going to be a pain and they don’t have time for this pain,” Andrews said.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">In fact, most bank-owned properties are sold “as is,” so if there is something you want fixed, it’s best to just factor that into the price you’re offering, Melvin said.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">But don’t expect to bargain the listing price way down, Melvin added.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Banks typically price their properties at a 20 percent to 30 percent discount anyway, he said. If the property has been on the market for a week or two, don’t expect the bank to drop the price; if the listing is older, you might have more power, he said.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Also, don’t be surprised if the bank that is selling the property asks you to get an approval from its mortgage operation; you often don’t have to take the loan from their company, but they may want to get a closer look at your finances to make sure you’re a solid buyer, Melvin said.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">Above all, make sure to follow directions when submitting the offer, he said. That likely includes having an approval letter from the bank and the correct amount of earnest money.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">“Most listing agents will have instructions how we want buyers agents to submit the offer,” he said. Delays can occur when instructions aren’t followed exactly.</p>
<p style="padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; margin: 0px;">&#8220;Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  <a style="color: #114170;" href="http://www.cbcountry.com/" target="_blank">http://www.cbcountry.com</a> for a complete list of inventory offered by Coldwell Banker Country Estates or email us at <a style="color: #114170;" href="mailto:val@cbcountry.com" target="_blank">val@cbcountry.com</a> If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
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		<title>Obstacles of Homeownership</title>
		<link>http://www.cbcountry.com/blog/obstacles-of-homeownership.html</link>
		<comments>http://www.cbcountry.com/blog/obstacles-of-homeownership.html#comments</comments>
		<pubDate>Mon, 20 Jul 2009 22:42:04 +0000</pubDate>
		<dc:creator>Val D. Pendleton</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://cbcountry.com/blog/?p=110</guid>
		<description><![CDATA[


Most Americans thinking of buying a home still consider having enough money for down-payment and closing costs to be the biggest obstacles to buying a home. That’s according to the 2009 National Housing Pulse Survey, an annual survey released today by the National Association of Realtors®.
The survey, which measures how affordable housing issues affect consumers, also found job [...]]]></description>
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<p>Most Americans thinking of buying a home still consider having enough money for down-payment and closing costs to be the biggest obstacles to buying a home. That’s according to the 2009 National Housing Pulse Survey, an annual survey released today by the National Association of Realtors®.</p>
<p>The survey, which measures how affordable housing issues affect consumers, also found job security concerns to be the highest in seven years of sampling. Two-thirds of Americans think job layoffs and unemployment are a big problem; eight in 10 cite these issues as a barrier to homeownership. Wyoming real estate is showing signs of these concerns more than usual.</p>
<p>“Homeownership is an investment in your future; however, saving for a downpayment and closing costs is still too great of an obstacle for 82% of house hunters looking to take advantage of the current market,” said NAR President <a href="http://www.realtor.org/about_nar/fullbio_mcmillan" target="_blank">Charles McMillan</a>, a broker with Coldwell Banker Residential Brokerage in Dallas-Fort Worth. “Monetizing the $8,000 first-time buyer tax credit for downpayment or closing costs on FHA-insured mortgages is a positive first step. Our hope is that the tax credit will be extended and expanded to all home buyers and will help bring stability to the housing market and enable more Americans to achieve the dream of homeownership.” Wyoming real estate is utilizing the $8,000 tax credit, but also wishes it would be available to all buyers.</p>
<p>Despite the challenges with the economy and housing market, 83% of Americans still believe buying a home is a good financial decision. Three-fourths of those surveyed also believe now is a good time to buy a home, a number that has increased steadily the past two years. In fact, one-third of renters are thinking more about buying a home than they were a year ago. homes for sale in star valley wyoming are reaching prices close to rent for some people.</p>
<p>While Americans are seeing more stability in the real estate market, uncertainty persists. The number of those who feel buying and selling activity has stabilized or stayed nearly the same has grown significantly, from 18% last year to 26% this year. Wyoming real estate has been fairly stable through out the market changes.</p>
<p>However the majority (58%) report that activity in their market has slowed.<br />
Regarding home sales, nearly eight in 10 say it’s harder to sell a home in their area today than it was a year ago, despite the fact that nearly three-fourths of respondents say home prices are less expensive. Large home inventories could be to blame; 44% cite concerns about the high number of homes and condos for sale in their area.</p>
<p>While nearly three-fourths of Americans are concerned about the local drop in home values, respondents expect to see more stability in the near future. Nearly seven in 10 expect local home prices to remain about the same in the next three months; only 18% expect prices to further decrease. The drop in prices has improved affordability, and consequently, concerns about the lack of affordable housing are the lowest they’ve been in seven years of polling &#8211; 34% say it’s one of their biggest worries, down from 41% two years ago.</p>
<p>Foreclosures remain a real concern among survey respondents. Slightly more than half (51%) say foreclosures are a big to moderate problem in their area. However, the rate of foreclosures is generally seen as stabilizing; 41% say the rate of foreclosures in their area is about the same as last year.</p>
<p>Ninety-two percent of respondents said neither they nor members of their immediate family have experienced a foreclosure in the past year, yet it is still a personal concern for many. One in five respondents said they are very or fairly worried that they will have difficulty making their mortgage payments over the next year. Thirty-two percent say it’s a big or moderate worry that they, or a member of their family, may have their home repossessed or foreclosed because they are unable to pay rising monthly mortgage payments.</p>
<p>In 2008, more than half of respondents (54%) were open to the federal government taking a more active role in overseeing mortgage and lending practices &#8211; the number dropped this year to 47%. This could be because 42% of Americans believe the country is back on the right track, more than double the number last year (16%).</p>
<p>Regarding financing, seven in 10 Americans cite a lack of confidence in their ability to be approved for a home loan as an obstacle to homeownership. The same number also say that banks are making it too hard to qualify for a loan (71%) and that fewer mortgage options offered by banks have made it harder for them to buy a home (71%). The perception of qualifying for a loan as a huge obstacle is especially high among minorities. We are having trouble getting our buyer qualified in star valley wyoming too!</p>
<p>“Home buyers need protection from risky lending products but also need access to mortgages at a reasonable cost. While there has been some easing of credit in the mortgage market, the availability of credit continues to be an issue for many qualified home buyers,” said McMillan.</p>
<p>The 2009 National Housing Pulse Survey is conducted by American Strategies and Myers Research &amp; Strategic Services for NAR’s Housing Opportunity Program. The telephone survey was among 1,250 adults living in the 25 most populous metropolitan statistical areas. The study has a margin of error of plus or minus 3.1 percentage points.<br />
NAR’s Housing Opportunity Program, <a href="http://www.realtor.org/housingopportunity" target="_blank">www.realtor.org/housingopportunity</a>, was created in 2002 to encourage local Realtor® associations to create initiatives aimed directly at increasing housing opportunities available to consumers and making affordable housing more readily available in their communities.</p>
<p class="addmarx_spacer">&#8220;Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  <a href="http://www.cbcountry.com">http://www.cbcountry.com</a>for a complete list of inventory offered by Coldwell Banker Country Estates or email us at <a href="mailto:val@cbcountry.com">val@cbcountry.com</a> If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
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		<title>Foreclosure Fundamentals &#8211; Going with the Pitch</title>
		<link>http://www.cbcountry.com/blog/foreclosure-fundamentals-going-with-the-pitch.html</link>
		<comments>http://www.cbcountry.com/blog/foreclosure-fundamentals-going-with-the-pitch.html#comments</comments>
		<pubDate>Fri, 10 Jul 2009 22:02:22 +0000</pubDate>
		<dc:creator>Val D. Pendleton</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://cbcountry.com/blog/?p=106</guid>
		<description><![CDATA[I found this article interesting and relative to real estate in Star Valley. Also, not just in a buyers market for properties, but any market, staying with what is not working will only bring less results. Real estate for sale in wyoming continues to be strong and is recognized as an incredible value in location [...]]]></description>
			<content:encoded><![CDATA[<p>I found this article interesting and relative to real estate in Star Valley. Also, not just in a buyers market for properties, but any market, staying with what is not working will only bring less results. Real estate for sale in wyoming continues to be strong and is recognized as an incredible value in location and amenities in the state.</p>
<p>Baseball can be a humbling game. Few other occupations reward failure so handsomely. The best hitters-those who fail 70% of the time-earn millions of dollars a year.  I was fascinated watching my son’s Little League coach try to explain a basic hitting concept to a group of 12-year-olds: “going with the pitch.” I think this is a valuable lesson-selling real estate for sale in wyoming-is just as challenging as in any other area, but you have to learn the lessons to keep up your average.</p>
<p>In simple terms, it means a pitch on the outside part of home plate should be hit to right field; a pitch over the center of the plate back up the middle; and a pitch on the inside corner should be pulled down the third base line.</p>
<p>The swing, in all cases, is exactly the same. What’s different is where the bat meets the ball. Generally speaking, “going with the pitch” increases the rate of success, while “going against the pitch” generally results in a weakly hit ground ball, a pop up or a strikeout.</p>
<p>I was reminded of this at the annual REOMAC (www.reomac.com) conference in Palm Desert, California, recently, where 3,000 agents and brokers swarmed around a relatively small number of asset managers, lenders and loan servicers in a desperate attempt to get REO listings. And it’s no wonder: according to a recent Harris survey RealtyTrac conducted with Trulia, over 55% of home buyers are actively considering the purchase of a foreclosure. In some markets, 80% of sales activity is some sort of distressed property-mostly REOs.</p>
<p>The problems faced by the agents at the REOMAC event are that the number of servicers has shrunk as banks have been consolidated, and that most of the remaining servicers and REO outsource companies already have networks of agents and brokers in place. In a classic “Catch-22? scenario, these companies are so overwhelmed by the sheer volume of REOs, that they don’t have the bandwidth to recruit, train or hire new agents. Faced with this reality, most agents I’ve spoken with have nevertheless continued to flail away relentlessly in futile attempts to get REO listings. Real estate for sale in wyoming, homes in star valley, and land in star valley haven&#8217;t seen much foreclosure activity as of late, resulting in sustained pricing of properties.</p>
<p>So what’s the best approach? Go with the pitch. Stop focusing on getting REO listings and start focusing on getting REO sales.</p>
<p>This is a market dominated by buyers. There are millions of potential buyers looking for REOs. Most of them are first-time home buyers who need the services of an agent to help them navigate the process. Others are investors who routinely buy and sell dozens of properties a year. There has never been a better time to promote your services as a buyer’s agent who specializes in REOs or a better time to profit from the current market dynamics. And if you’re successful at REO sales, you’ll very likely make inroads with the servicers whose properties you’re selling and maybe even get some of those elusive listings.</p>
<p>You can “go with the pitch” and improve your odds, or-like the agent I met at REOMAC who told me she “wasn’t interested in buyers because whoever has the listings, gets the sales”-you can keep doing what isn’t working, just like stubborn Little Leaguers everywhere, and striking out.</p>
<p>&#8220;Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  <a href="http://www.cbcountry.com">http://www.cbcountry.com</a>for a complete list of inventory offered by Coldwell Banker Country Estates or email us at <a href="mailto:val@cbcountry.com">val@cbcountry.com</a> If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
<p>Rick Sharga is senior vice president at RealtyTrac.</p>
<p>For more information, visit <a href="http://www.realtytrac.com/" target="_blank">www.realtytrac.com</a>.</p>
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		<title>WE’RE HAVING A SALE, AND IT’S ALMOST OVER!</title>
		<link>http://www.cbcountry.com/blog/we%e2%80%99re-having-a-sale-and-it%e2%80%99s-almost-over.html</link>
		<comments>http://www.cbcountry.com/blog/we%e2%80%99re-having-a-sale-and-it%e2%80%99s-almost-over.html#comments</comments>
		<pubDate>Mon, 29 Jun 2009 22:18:38 +0000</pubDate>
		<dc:creator>Val D. Pendleton</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://cbcountry.com/blog/?p=103</guid>
		<description><![CDATA[WE’RE HAVING A SALE, AND IT’S ALMOST OVER!
I think that we are rapidly approaching the bottom of the real estate recession, if we’re not already there. There are still a lot of foreclosures to come but the overall market seems to be turning around. Sales are increasing and the inventory is slowly declining. Most of [...]]]></description>
			<content:encoded><![CDATA[<p>WE’RE HAVING A SALE, AND IT’S ALMOST OVER!<br />
I think that we are rapidly approaching the bottom of the real estate recession, if we’re not already there. There are still a lot of foreclosures to come but the overall market seems to be turning around. Sales are increasing and the inventory is slowly declining. Most of the new homes inventory have been sold and this will help the re-sale market since home buyers will no longer have the option to buy new homes. If new home builders are slow to get back into production we could actually see a shortage of homes for sale. The number of newly built single-family homes on the market declined in April to their lowest level since May 2001. For real estate for sale in Wyoming, we are seeing a better year so far than we had anticipated. Real estate in Star Valley is alive a strong.<br />
 <br />
 <br />
THE GOOD NEWS, AND IT’S ALL GOOD<br />
Most of what we hear and read from the press is made to sell their products and keep them in business. What we don’t hear most of the time is the other half, the good news. So, I thought I would give you some of the good stuff.  I recently heard a speech that warms the heart about our economy and our state of the Union. What was said was that 93.8% of all homes that have a loan on them are current on their payments. Star Valley real estate has been sticking fairly close to these statistics.</p>
<p>Here are some really good statistics (approximate):<br />
1)      There are approximately 76 million homes in the United States<br />
2)      52 million of these have a loan on them<br />
3)      11 of the 52 million with loans are under water (more is owed on the properties than their value). However, of the 6.2% of the 11 million that are in foreclosure 40% of these are rentals, vacation homes and second homes and not the owner’s primary residence.<br />
4)      24 million homes have no loan on them. That’s one-third of all of the homes in the U.S. that are free and clear.<br />
 <br />
Also, interesting and positive is that there is approximately 11.7 Trillion cash held by us in savings, CDs, Money Market Accounts and Treasury Bills in the United States. And, this amount is greater than or equal to the total amount of our homeowner’s total debt. So, over all, we have as much or more cash as we do debt. That’s a very nice position to be in.<br />
 <br />
FIRST-TIME HOME BUYER TAX CREDIT IS AVAILABLE<br />
The Federal Housing Administration (FHA) will now allow home buyers to apply the administration&#8217;s new $8,000 first-time home buyer tax credit toward the purchase costs of a FHA-insured home. The American Recovery and Reinvestment Act of 2009 offers home buyers a tax credit of up to $8,000 for purchasing their first home.<br />
Since first-time buyers must finalize their purchase by November 30 to get the credit, we expect greater activity in the months ahead, and that should spark more sales by repeat buyers.” We have had several buyers use this on real estate for sale in Wyoming. It sure has helped our first timers in buying a home.<br />
 <br />
PENDING HOME SALES INCREASE NATIONALLY FOR 3rd CONSECUTIVE MONTH<br />
Record low mortgage interest rates boosted pending home sales for the third consecutive month, with some benefit now from the first-time buyer tax credit, according to a recent report from National Association of Realtors.</p>
<p>We believe that real estate for sale in Wyoming is a wonderful investment in our future. There are great interest rates, wonderful inventory of properties, and motivated sellers, what a great time to invest in the future!</p>
<p>&#8220;Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  <a href="http://www.cbcountry.com">http://www.cbcountry.com</a>for a complete list of inventory offered by Coldwell Banker Country Estates or email us at <a href="mailto:val@cbcountry.com">val@cbcountry.com</a> If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
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		<title>Wyoming real estate not so bad-</title>
		<link>http://www.cbcountry.com/blog/wyoming-real-estate-not-so-bad.html</link>
		<comments>http://www.cbcountry.com/blog/wyoming-real-estate-not-so-bad.html#comments</comments>
		<pubDate>Thu, 18 Jun 2009 19:52:00 +0000</pubDate>
		<dc:creator>Val Pendleton</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://cbcountry.com/blog/?p=99</guid>
		<description><![CDATA[June 13, 2009-According to the National Association of Realtors, between 40% and 45% of homes sold in the month of February were distressed properties-foreclosures, short sales and bank-owned properties (otherwise known as REOs). Luckily Wyoming real estate doesn&#8217;t compare to these statistics. In some of the areas hardest hit by the foreclosure tsunami, the percentages are [...]]]></description>
			<content:encoded><![CDATA[<p>June 13, 2009-According to the National Association of Realtors, between 40% and 45% of homes sold in the month of February were distressed properties-foreclosures, short sales and bank-owned properties (otherwise known as REOs). Luckily Wyoming real estate doesn&#8217;t compare to these statistics. In some of the areas hardest hit by the foreclosure tsunami, the percentages are much higher. Agents in the central valley of California report that the overwhelming majority of sales-in some cases, as much as 80%-are distressed properties, and mostly REOs. So if you’re not working with distressed properties, you’re going to be at a tremendous competitive disadvantage.</p>
<p>And more REOs are coming to market. The first quarter of 2009 set a new record for foreclosure activity, with over 803,000 U.S. households receiving a foreclosure notice. Current estimates call for over 3.1 million households in some stage of foreclosure this year, with up to half of these ultimately going back to the banks. Wyoming real estate is still holding strong. If considering purchasing a REO consult a realtor for proper steps.</p>
<p>Not surprisingly, there’s a growing interest in securing REO listings from the lenders and loan servicers among brokers, Realtors and agents. The recent REOMAC conference in Palm Desert, California, drew over 3,800 attendees, mostly agents looking for an entree into the REO business. But before you throw your hat in the ring, there are a few things you should consider about what it takes to be a successful REO agent.</p>
<p>Star Valley real estate is still very strong, our sellers are motivated and our inventory is large, Star Valley is a real estate pool of every type of real estate you could be looking for.</p>
<p> &#8221;Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  <a href="http://www.cbcountry.com">http://www.cbcountry.com</a>for a complete list of inventory offered by Coldwell Banker Country Estates or email us at <a href="mailto:val@cbcountry.com">val@cbcountry.com</a> If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
<p><a href="http://rismedia.com/2009-06-13/so-you-want-to-be-an-reo-agent/#ixzz0IVap6GEO&amp;D">http://rismedia.com/2009-06-13/so-you-want-to-be-an-reo-agent/#ixzz0IVap6GEO&amp;D</a></p>
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		<title>Buying a home? Start with your credit.</title>
		<link>http://www.cbcountry.com/blog/buying-a-home-start-with-your-credit.html</link>
		<comments>http://www.cbcountry.com/blog/buying-a-home-start-with-your-credit.html#comments</comments>
		<pubDate>Thu, 11 Jun 2009 03:04:17 +0000</pubDate>
		<dc:creator>Val D. Pendleton</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://cbcountry.com/blog/?p=89</guid>
		<description><![CDATA[If you are thinking of buying a home, this may be your first step. As professionals in real estate in wyoming, we stongly suggest taking a look at your credit before you begin your search for real estate in wyoming.
Over 70% of consumers identify errors on their credit report. Twenty-five percent of those are serious [...]]]></description>
			<content:encoded><![CDATA[<p>If you are thinking of buying a home, this may be your first step. As professionals in real estate in wyoming, we stongly suggest taking a look at your credit before you begin your search for real estate in wyoming.</p>
<p>Over 70% of consumers identify errors on their credit report. Twenty-five percent of those are serious enough to deny consumers and business owners access to credit, preferred interest rates or even a job. With over 54 billion credit updates occurring each year, it’s very likely you-or your clients-may have errors that are negatively impacting the ability to get credit and/or causing you to pay unnecessary interest expenses. As your realtor we advise knowing your report inside and out.</p>
<p>Identifying a credit report error is only the first step. Most consumers don’t know they have an error on their report because they rarely, if ever, review it until they need to get a loan. By the time this occurs, a consumer typically has less than 45 days before they need their loan funded, and their ability to get a single, valid error corrected within this timeframe is marginal at best. This is why if you are looking for real estate in wyoming you will be on the fast track if you have already taken care of errors on your report.</p>
<p>The need to proactively understand, evaluate and optimize your credit profile has never been greater. So what should a consumer do? Become educated and informed about how credit works. Our clients should continually review and evaluate their credit profile. When a questionable activity is identified, he/she should make sure they understand it and correct any valid errors. In most cases, consumers begin by filing a dispute with the applicable credit agency who is reporting the information.</p>
<p>Taking these measures will allow us a your realtor to make the transition from shopper to owner of real estate in Star Valley as smooth and painless as possible.</p>
<p>&#8220;Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  <a href="http://www.cbcountry.com">http://www.cbcountry.com</a>for a complete list of inventory offered by Coldwell Banker Country Estates or email us at <a href="mailto:val@cbcountry.com">val@cbcountry.com</a> If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
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		<title>Famous Farmers: Harrison Ford&#8217;s Ranch near Star Valley Wyoming</title>
		<link>http://www.cbcountry.com/blog/famous-farmers-harrison-fords-ranch-near-star-valley-wyoming.html</link>
		<comments>http://www.cbcountry.com/blog/famous-farmers-harrison-fords-ranch-near-star-valley-wyoming.html#comments</comments>
		<pubDate>Thu, 04 Jun 2009 17:00:59 +0000</pubDate>
		<dc:creator>Val D. Pendleton</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://cbcountry.com/blog/?p=86</guid>
		<description><![CDATA[A little over 20 years ago, box office star Harrison Ford decided to leave L.A. for an 800-acre ranch in Jackson Hole, Wyoming, about 50 miles from Star Valley Wyoming.  On-screen, Ford has saved the galaxy as Hans Solo and gone on action-filled treasure hunts as Indiana Jones, but his life on his Wyoming real estate is more subdued.
An article [...]]]></description>
			<content:encoded><![CDATA[<p>A little over 20 years ago, box office star Harrison Ford decided to leave L.A. for an 800-acre ranch in Jackson Hole, Wyoming, about 50 miles from Star Valley Wyoming.  On-screen, Ford has saved the galaxy as Hans Solo and gone on action-filled treasure hunts as Indiana Jones, but his life on his Wyoming real estate is more subdued.</p>
<p>An article on LandReport.com talks about Ford&#8217;s farm chores on his Wyoming real estate.  &#8220;I need to be in a situation where my every whim is not attended to, where I have to fetch my own nails, do my own shopping, and wash my own dishes. &#8220;Being normal is a kind of victory,&#8221; Ford said.  &#8220;I&#8217;ll fix a fence, repair a piece of equipment, or plough the driveway if there&#8217;s snow. There&#8217;s always plenty of work to do.&#8221; Ford was active in planning his Wyoming ranch real estate from the beginning. While on set in France he faxed back drawings of what he wanted his house to look like.  Shortly after buying the Wyoming real estate, Ford also started granting conservation easements along his property. In case things get too slow for Ford on theWyoming ranch, he has also worked as a Teton County sheriff&#8217;s deputy and has used his planes and helicopters to help in mountain rescue missions, according to LandReport.com.</p>
<p>Real Estate in Star Valley is very desierable for outdoor enthusiasts, as well as people wanting to just get away to their own piece of heaven in Wyoming real estate.</p>
<p> &#8221;Val D. Pendleton is the premier real estate broker in Star Valley Wyoming. Val&#8217;s family has a deep and respected heritage going back several generations in the Star Valley area. Specializing in Thayne, Afton, Bedford, Alpine and surrounding communities please visit the Coldwell Banker Country Estates website at  <a href="http://www.cbcountry.com">http://www.cbcountry.com</a>for a complete list of inventory offered by Coldwell Banker Country Estates or email us at <a href="mailto:val@cbcountry.com">val@cbcountry.com</a> If we can assist you in any way, feel free to contact us directly 307-883-7000&#8243;</p>
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